2012 Membership Now!
Welcome to the Georgia Horse Council for 2012!
It is time to renew or join the Georgia Horse Council membership for 2012. If you are not a current member of the Georgia Horse Council, please support us by becoming a member. With an individual or Family membership you will receive a $ 1,000,000 Excess Liability Insurance Coverage. Membership runs from January 1 through December 31. Below are some frequently asked questions concerning our liability insurance:
- 1. If I am a member and have more than one horse, are they all covered under my current membership?
Yes, the policy covers the member and there is not a horse limit. It does not cover business use for any horse.
- 2. If I have the insurance and I provide boarding for other horses and my horse causes
damage to another horse or rider, can I use this insurance?
This may need to be defined further. If you are boarding horses for a fee, this is a business. If it occurs while running a business, no you would not have coverage. If you take your horse for a ride with a friend and your horse kicks the other horse during that ride, you would have coverage (because it is not business related, it was a pleasure ride).
- 3. What if I let someone else ride my horse and they get thrown or hurt, will the insurance protect me against a law suit?
Yes, the company will provide defense for equestrian related claims where you are negligent or legally liable.
- 4. If I have home owners, will this insurance be secondary?
Yes, but it will become primary with no deductible if you have no insurance or no coverage under your policy for horses.
- 5. Do I have to be sued in order for this insurance to pay?
No, not necessarily but someone cannot just demand payment and you get coverage. Most accidents will come with a lawsuit if they are large. Smaller accidents will be looked at by the claims department individually. It is not meant to be health insurance for people that just fall from a horse and want you to pay for their injuries.
- 6. If I have a “significant other” living with me, can we purchase the family
membership?
No, you would have to purchase the individual memberships. You can only purchase a family membership if you are married.
Presently, GHC has three events scheduled for 2012: Mounted Drill Team Competitions: March 19-20 at Chicopee Woods in Gainesville, GA; May 20-22 at Chicopee Woods in Gainesville, GA (this is the second Georgia State Championship and the first Region 7 Championship) and the final show will be held in Chatsworth at Murray County Saddle Club with the date to be announced.
The Georgia Horse Council was organized in 1995. Since that time there have been changes in organizational structure, personnel and venue of events. During the past few years the equine industry has certainly had its ups and downs. The Georgia Horse Council is fortunate that our membership has stayed strong and participation in our events keeps increasing year after year.
You can join by downloading an application and sending it along with a check or money order to the Georgia Horse Council office at the address on the form:
For a 2012 application OR, want to pay with a credit card? Go to our Join Now page to make your payment online anytime (georgiahorsecouncil.com/joinnow12.php)
Your insurance will not go into effect until we receive payment and an application. The date your information is entered into the database is the date your insurance goes into effect. You may email us at office@georgiahorsecouncil.com and we will get back to you as soon as possible.
Being a member of the Georgia Horse Council entitles you to special savings on products used for your equine farm, business, or personal use through the American Horse Council. Visit the AHC website (www.horsecouncil.org) for more information on how you can get discounts with John Deere, UPS, Sherwin Williams, Toshiba, Office Depot, Equine Travel Advantage and Moxie Equestrian. You can buy products directly from these companies at greatly reduced prices.
Thank you,Wayne Bohannon
President GHC